How Program Managers can Bring your Payment Solution to Market

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Have you got a brilliant payment idea that you want to transform into reality? Are you looking for a more efficient, coordinated way to bring your solution to market?

One approach is to source and engage all the different suppliers and build an integrated technology yourself.

The other is to work with a Program Manager, who already has an integrated solution with the technology and partners in place.

Which approach you take will ultimately come down to a host of factors, such as budget, speed to market and the complexity of the project.

For those who are looking to build the solution in-house, it’s important to understand the process and factor in resources and costs accordingly. You will need to find a BIN Sponsor and card processor and draw up separate contracts. Next comes the technology piece, which involves building a platform that seamlessly integrates all the suppliers.

The biggest challenge, perhaps, is finding the expertise to design, build and manage the complex and unique process of launching a prepaid card program. Specialist knowledge across all functions, especially compliance, is critical to the success of your program.


That’s where a Program Manager comes in. A Program Manager is essentially a team of experts who can help you design and deliver a tailored, turnkey payment solution. Program Managers have gone through the journey themselves and therefore understands what it takes to launch a successful end-to-end prepaid card program.

Choosing a Program Manager over DIY means that you will only need to manage one contract instead of many. You can bring onboard a Program Manager right from the start as you’re designing your product through to launch and post-launch activities. A program can be delivered in as little as 10 weeks, and in a market that’s constantly evolving, speed is everything.

By engaging with a Program Manager, you will be freed up to focus on your core business – generating sales, raising capital etc. Whether you’re an enterprise or a start-up, there is no need to reinvent the wheel when there’s already a turnkey solution that’s ready for your brand.


Having been on the journey of launching prepaid card programs ourselves, we want to help other companies achieve the same success.

We take pride in helping our clients find an easy to implement and quick to market solution, one that is flexible, scalable and secure. Our solution also offers a range of add-ons, such as Google, Apple & Samsung Pay integration and a white-label mobile app.

Ellen Huang

Ellen Huang

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Novatti enables businesses to pay and be paid, from any device, anywhere. From corner stores and startups to global organisations, our solutions will unlock your ambitions.

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